How to receive a Wire Transfer in your Airtm Virtual Account

1. Verify Limits and Fees

  • Minimum Amount: $1,500.00 USD

  • Maximum Amount: $100,000.00 USD

  • Exchange Rate: $1 USD = $1 USDC

  • Variable Fee: 1.75%

  • Processing Time: 1 business day

Important: If the transfer amount is below the minimum allowed amount of $1,500.00 USD, there may be delays in processing or the transfer could be declined.

2. Provide Complete Account Information   Share the following details of your Airtm virtual account with the sender:

  • Account Holder’s Name: As it appears in your Airtm profile.

  • Routing Number: ABA Routing Number provided by Airtm.

  • Account Number: Detailed in your Airtm virtual account.

  • Recipient Bank Name and Address: Available in your Airtm account.

3. Instructions for the Sender   Instruct the sender to make a national wire transfer using the provided details. It is important for the sender to:

  • Review the details before sending the transfer.

  • Check with their bank for any costs associated with this type of transaction.

4. Confirm Processing Time   Wire transfers are typically processed quickly, usually the same day or the next business day.

5. Verify Receipt of Funds   Once the transfer is complete:

  • Check your Airtm balance to confirm the arrival of the funds.

  • You will receive a notification when the money is available in your account.

6. Manage Your Funds   As with ACH transfers, you can manage your balance within the Airtm platform in various ways according to your needs.

Important Note   Recommend the sender confirm the transfer details and costs with their bank before proceeding to avoid errors or delays.

See Limits & fees


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