How does Airtm approve a Loan?
Our goal is to provide credit access to everyone who has the capacity to repay. To do this, we use advanced technology that allows us to be faster and more flexible than traditional banks.
What do we base our decisions on?
Loan decisions don't depend on a single factor — we analyze a combination of sources holistically:
- Personal Credit Profile: we build a unique profile for you based on the information you share while using the app and completing our initial survey.
- Financial Behavior: we take into account various aspects of your activity and financial behavior.
- History with Airtm: for existing customers, the most important factor is their track record of on-time payments with us.
?️ Security Note: always complete your transactions through the official Airtm app only.
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