How to Transfer USDC from Billy Wallet to Airtm (Stellar Network)

Before you start

To ensure the transfer is credited correctly, make sure to:

• Send USDC (not XLM)
• Use the Stellar network
• Copy and paste the Wallet address and Memo correctly (memo is required)

Step 1: Get your deposit details in Airtm

1. Open the Airtm app.
2. Go to the Funds tab → Stablecoins.
3. In the Add tab, select USDC.
4. Choose the USDC (Stellar) network.
5. Copy and save the Wallet address and Memo.

⚠️ The Memo is required. If you do not include it or enter it incorrectly, funds may not be credited.

Step 2: Send USDC from Billy Wallet

1. Open Billy Wallet → Wallet → select USDC → tap Withdraw.
2. In External Wallet, select Stellar Network.
3. Fill in: Address = Airtm address / Memo = Airtm memo.
4. Enter the amount, verify Token = USDC, Network = Stellar, Address and Memo are correct.
5. Confirm the transaction.

Estimated time and tips

The Stellar network usually takes 1 to 5 minutes to confirm.

• First time? Send a small test amount first.
• Do not use other networks (like Ethereum/ERC20) if you selected Stellar in Airtm.
• Copy and paste — never type the address or memo manually.